A state of natural disaster 鈥� catastrophe naturelle 鈥� has been declared in various locations around France including six communes around Toulouse (Haute-Garonne) and five in C么te-d鈥橭r, following a drought in summer 2020.

The affected towns in Haute-Garonne are:

• Blagnac
• Cugnaux
• Fonbeauzard
• Merville
• Muret
• Vigoulet-Auzil

Residents of the city region surrounding Toulouse saw cracks appearing in the walls of their houses after experiencing the driest summer in 60 years, which saw drinking water supplies threatened.

A governmental decree was published in the official legal publication on Tuesday, September 28, recognising a state of catastrophe naturelle resulting from ground movements linked to drought dating between July 1 and September 30 2020.

Read more: Dordogne, Nord: 鈥楴atural disaster鈥� claims open for hundreds of areas

The decree also makes reference to the effect of drought in the following communes in C么te-d鈥橭r:

• Montbard from April 1 to September 30, 2020 and
• Combertault
• Couchey
• Meursault
• Saulon-la-Rue from July 1 to September 30, 2020.

People whose property was affected by this weather event have 10 calendar days from the date of the decree to inform their insurer.

Natural disaster coverage is a compulsory component of standard multi-risk house insurance and so companies will be compelled to cover any damage directly linked to the event as long as a claim is made within the deadline.

Indirect costs 鈥� such as the cost of rehousing and loss of earnings 鈥� are not covered unless mentioned in the insurance contract.

On August 31, several other communes in Haute-Garonne 鈥� including Toulouse 鈥� had also been included in a natural disaster announcement linked to the same period in 2020.

To find out more about initiating an insurance claim after a natural disaster, you can read our article here. For further information about the situation in Haute-Garonne, you can visit the website of the

Where else in France was a natural disaster declared?

Many communes located around France have been affected by ground movements linked to drought occurring in:

• Ain: Amb茅rieu-en-Bugey between April 1 and September 30, 2020 and Gu茅reins and Hautecourt-Roman猫che between July 1 and September 30, 2020.

• Allier: Dompierre-sur-Besbre from April 1 to June 30, 2020, Saint-Pont and Vichy from July 1 to September 30, 2020.

• Ardennes: Boulzicourt from July 1 to September 30, 2020.

• 颁辞谤谤猫锄别: Ligneyrac and Troche from July 1 to September 30, 2020.

• 顿谤么尘别: Aouste-sur-Sye from July 1 until September 30, 2020.

• 滨蝉猫谤别: Claix from April 1 until June 30, 2020, Pommier-de-Beaurepaire from April 1 until September 30, 2020 and Trept from July 1 until September 30, 2020.

• Jura: Conli猫ge from July 1 until September 30, 2020.

• Loire: Saint-Chamond from April 1 until September 30, 2020.

• Lot: Catus, Crayssac, Nuz茅jouls and Th茅dirac from July 1 until September 30, 2020.

• Marne: Pargny-l猫s-Reims from April 1 until September 30, 2020 and Arrigny, Courcelles-Sapicourt, Giffaumont-Champaubert, Jussecourt-Minecourt from July 1 until September 30, 2020.

• Haute-Marne: Eurville-Bienville, Silvarouvres and Voillecomte from July 1 until September 30, 2020.

• Meuse: Autr茅court-sur-Aire, Montblainville and Vaucouleurs from April 1 until September 30, 2020.

• Moselle: Augny, Bisten-en-Lorraine, Lixing-l猫s-Rouhling and Uckange from July 1 until September 30, 2020.

• Oise: Choisy-au-Bac and Le Meux from July 1 from September 30, 2020.

• Orne: Bellavilliers and Sablons sur Huisne from July 1 to September 30, 2020.

• 笔耻测-诲别-顿么尘别: Thiers from April 1 until June 30, 2020 and Saint-Beauzire from July 1 to September 30, 2020.

• Bas-Rhin: Geiswiller-Z艙bersdorf and Schnersheim from July 1 until September 30, 2020.

• 搁丑么苍别: Ch芒tillon and Dardilly from July 1 until September 30, 2020.

• 贬补耻迟别-厂补么苍别: Port-sur-Sa么ne and Pusy-et-脡penoux from January 1 until March 31 2019 and Baulay, Boulot and La C么te from July 1 2020 until September 30, 2020.

• 厂补么苍别-别迟-尝辞颈谤别: Ch芒nes from July 1 from September 30, 2020.

• Sarthe: Bonn茅table, Saint-Aubin-des-Coudrais, Saint-Michel-de-Chavaignes, Thorign茅-sur-Du茅 and Th茅ligny from July 1 from September 30, 2020.

• Seine-et-Marne: Brie-Comte-Robert, Couilly-Pont-aux-Dames, Dammarie-les-Lys, Lognes, Marolles-en-Brie, Saint-Germain-sous-Doue, Saint-Thibault-des-Vignes, Solers and Torcy from July 1 from September 30, 2020.

• Yvelines: Ch芒teaufort and Saint-Cyr-l'Ecole from July 1 until September 30, 2020.

• Haute-Vienne: Limoges and Lussac-les-Eglises from July 1 until September 30, 2020.

• Yonne: Fouch猫res from July 1 until September 30, 2020.

• Essonne: Breux-Jouy from July 1 until September 30, 2020.

• Val-de-Marne: Perreux-sur-Marne and Sucy-en-Brie from July 1 until September 30, 2020.

• 痴补濒-诲鈥橭颈蝉别: Montigny-l猫s-Cormeilles from July 1 until September 30, 2020.