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How you find France depends on where and how you live. Cities are more expensive than small villages. If you intend to carry on eating 鈥淓nglish鈥�, with lots of imported food, then this will cost more than if you eat 鈥淔rench鈥�. Eating out costs as much as you want to pay.

We find insurances (eg. house and car) considerably cheaper here. Assuming that you have a right to the healthcare system, you will pay 30% of any primary care (GP/physio, etc.) but hospital treatment is free. Top-up medical insurance is a fraction of that in England.

You probably will want to do work to your house and French builders are not cheap. This is because of the huge amount they have to pay in 鈥榮ocial charges鈥� (think NIC++++). Do not fall into the trap of thinking English builders (there are many in France) will be cheaper - they operate under the same tax regime with the same obligation to provide (expensive) insurance-backed guarantees.

Everything else is mixed. Paint in France, for example, is expensive and of inferior quality. We cost whatever we are looking for in both countries and then opt for the better deal.

Mary Kennedy, by email